Your personal information and our privacy policy
Gnu Insurance and the insurers will only collect or hold any personal information through your use of this Site where you complete any of the
quote pages on the Site.
Gnu Insurance and the insurers are committed to complying with the requirements of UK and EU Data Protection legislation. This means that in the provision of our
services, appropriate information is processed and kept securely in strict accordance with such requirements.
Gnu Insurance is a trading name of AEGON Direct Marketing Services Europe Ltd.(ADMS). ADMS is part of the international AEGON Group and uses its group facilities to assist in providing these services.
When you browse the Gnu Insurance website (the "Site") and have not registered as a member or for any online services or accessed the Site from a personalised communication, you browse anonymously. Personal information - such as your name, address, phone number or email address - is not collected as you browse.
If you register for an online service, access the Site from an email or other personalised communication sent to you, you will allow us to identify you. Gnu Insurance may share your details with other carefully selected organisations in the US and worldwide solely for the purposes of servicing and administering your insurance, conducting analysis and market research, and meeting legal / regulatory requirements. By submitting your personal data you agree to this transfer.
Gnu Insurance and the insurers will not sell or rent or in any way transfer any personal information to any outside company or organisation except for the purposes of the administration and servicing of insurance products that you have purchased and for fraud prevention. ADMS will take all reasonable steps necessary to ensure that your data is treated securely and in accordance with this privacy policy.
Call recording
Gnu Insurance, our service providers and the insurers may record telephone calls for training and quality checking purposes.
Access to Information
The Data Protection Act 1998 gives you the right to access information held about you. Your right of access can be exercised in accordance with the Act. Any access request may be subject to a small fee to meet our costs in providing you with details of the information we hold about you.
If you wish to access such information or have any queries concerning this privacy policy, please contact:
The Data Protection Officer
AEGON Direct Marketing Services Europe Ltd.
Braywick Gate, Braywick Road,
Maidenhead,
SL6 1DA
United Kingdom
Risk Transfer
Risk Transfer Premiums that we collect from you are held in an insurance broking bank account specifically for the purpose of holding client money. By virtue of
agreements held with insurers, we collect premiums as agents of the insurer. Therefore, once we have collected the premium from you, under the terms of our
agreements with insurers, those premiums are treated as having been paid to insurer. We will remit premiums to insurers in accordance with the terms of our
agreements with insurers.
Use of Cookies on the Site
What is a cookie?
A "cookie" is a small text file that a website places on the computer hard drive of the user. There are several types of cookie and the most common are often referred to as 'session' and 'stored' cookies. These are used to keep track of information needed by the user as he or she travels from page to page within a website. The information captured includes the domain name, the IP address, the operating system, the internet browser version, how long the user stays on a page and the route used to navigate through the pages.
How we use cookies
Gnu Insurance uses 'session' and "stored" cookies to identify whether a website user has logged, in, where details are located that can be used to pre-fill parts of on-line forms and to personalise the user's visit to the website. They are also used to track anonymously which areas of the site are popular and which parts are less popular and not used. We use this information to target carefully our website resources. Gnu Insurance also uses cookies in its email communications to personalise any email sent to a customer and track whether the mail has been opened or read, and whether the recipient has used any website links contained in the email communication. This allows us to monitor and improve our email communications and website. Please note that the information we gather from this technology does not specify any specific individual and is used by us as statistical data only about the user's browsing actions and patterns, or to supply a "remember me" facility.
You can choose to refuse to accept our and /or third party cookies by activating the setting on your browser which allows you to refuse the setting of cookies. However, if you select this setting you may be unable to access certain parts of the Site. Unless you have adjusted your browser setting so that it will refuse cookies, our system will issue cookies when you log on to the Site. Modern browsers provide the ability to navigate the web privately by using "private browsing mode" or you can use a proxy server, which allows web users to see pages via a third party's web server.
Cookies we use and why?
The table below may help you understand what type of cookies are being used, for how long and for what purpose.
(3rd party cookie)
Occasionally, we may use information collected by this tag to ensure our advertising is as relevant as possible for your interests.
(3rd party cookie)
This tag is used to help evaluate our advertising effectiveness and reward
third-party sites that have
contributed to the performance of the site.
If you wish to know more details about cookies and how to manage them, you may wish to visit: www.allaboutcookies.org
Third Party Websites
Cookies are not used to analyse visits to other websites or any searches undertaken whilst on the Site. This Privacy Policy applies solely to the personal data collected by the Site and does not apply to third party websites.
Gnu Insurance is not responsible for the privacy policies of third party websites. Gnu Insurance advises users to read the privacy policies of other websites before registering any personal data.
Changes to our Privacy Policy
We reserve the right to change our privacy policy at any time with or without notice and any changes we may make to our Privacy Policy in the future will be posted on this page. All rights reserved, May 2011
Legal Information
General
These terms and conditions apply to all users of the Gnu Insurance website (the "Site") and you understand that by accessing this Site you
agree to be bound by them.
Gnu Insurance may for any reason alter the contents of, suspend or terminate access to, this Site without notice. Gnu Insurance will use all reasonable efforts to
ensure that all information on the Site is accurate and up to date. However Gnu Insurance makes no representations or gives any warranties as to the reliability,
accuracy and completeness of such information. While Gnu Insurance will use reasonable endeavours to ensure that the Site is normally available 24 hours a day,
Gnu Insurance will not be liable if for any reason the Site is unavailable at any time or for any period.
The contents of this Site are for information purposes only and nothing contained on this website constitutes investment, legal, tax or other advice. If you require further
details concerning our products and services please contact us.
Copyright and Trademarks
The content of this Site is the property of Gnu Insurance or its licensors and is protected by copyright and other intellectual property laws. It may be displayed, reformatted and printed for your personal, non-commercial use only. By using the Site you agree not to reproduce, retransmit distribute or modify the content of the Site (including any graphics) to anyone without the prior written consent of Gnu Insurance.
Liability
Gnu Insurance will not be liable for any direct or indirect, special, incidental or consequential loss or damages including loss of profits, business, revenue or goodwill, arising from or in connection with the use, or the inability to use, interruption or non- availability of this Site, its operation or transmission, its contents, computer viruses, loss of data or otherwise in respect of your use of the Site. There shall also be excluded from these conditions to the fullest extent permitted by law, any warranties, conditions or terms which may otherwise, in the absence of this clause be implied by virtue of any statute, common law or otherwise.
Links to third party websites
From time to time Gnu Insurance may provide hyperlinks on the Site that may lead to websites maintained by third parties over which Gnu Insurance has no control and which Gnu Insurance has not reviewed. If you use these links, you leave the Site. The material on these sites has been produced by independent providers, which are not affiliated with Gnu Insurance. In addition these websites have their own privacy policies and Gnu Insurance accepts no liability for those policies.
Any opinions or recommendations expressed on third party sites are solely those of the independent providers, not of Gnu Insurance. Gnu Insurance does not guarantee or give any warranty with respect to the information contained on such third party sites or sites linked to such sites. Gnu Insurance shall not be liable for any loss or damage arising from your reliance upon such information. Any links to third party sites are provided solely as a convenience to you and at your own risk.
Internet e-mail
Messages sent over the Internet cannot be guaranteed to be completely secure as they are subject to possible interception or loss or possible alteration. Gnu Insurance is not responsible for them and will not be liable to you or anyone else for any damages or otherwise in connection with any message sent by you to Gnu Insurance or any message sent by Gnu Insurance to you over the Internet.
Pictures
Photos and illustrations on this website may be used only with the permission of the owners and Gnu Insurance.
Single Trip Cover
Annual Multi-Trip Cover
Cover
Flexible Cover
